The Truth about Dental Insurance
Everyone wants straight teeth and a white smile, but at what cost? Dental visits can be expensive, but dental insurance can be, too. There are, however, a few ways to pay for your dental plan without having to break the bank.
- Dental Insurance: There is dental coverage out there that isn’t too terribly expensive, but note that certain services may not be completely covered, if they’re covered at all. These services can include implants or any sort of orthodontic services like braces or retainers. These insurance companies offer an annual fee of $150, plus very discounted rates for office visits, cleanings, fillings, and root canals. Some companies even cover exams and x-rays completely.
- Dental Savings Plan: A savings plan offers services for a cheaper rate without a lot of the entrapments of a dental insurance plan. The annual fee is usually about half the price of the insurance plans, but the discounts aren’t as good as with insurance and Dr. Real might not be in the network of providers for your specific plan. A savings plan also has the benefit of providing faster coverage than an insurance company, though the two will have very similar costs.
- Pay-As-You-Go: Many people pay for their dental services without any sort of insurance. Oftentimes, lower rates are given to those without insurance since they’re paying right away and with cash. If you’ve saved up a medical account, this may be the least expensive option for you.
If you’re worried about paying for your dental visit, call Dr. Real to see what you can work out. Don’t let the cost of the dentist keep you from your bi-annual appointments. Your teeth could suffer, and that isn’t something anyone wants. To make an appointment or to discuss financial options, call Dr. Real at (714) 525-2888.